No-fee cash back aimed at older adults: 3% on gas and drugstores and 2% on medical expenses.
Rates, fees and offers
- Regular APR
- 20.24%–29.99% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.
- Balance transfer fee
- $5 or 5% of each transfer, whichever is greater
- Rewards
- 3% cash back on gas and drug store purchases; 2% on eligible medical expenses; 1% everything else.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
The 0% intro applies only to balance transfers posted in the first 45 days.
Paying and contacting Barclays
- Pay by mail
-
Card Services
P.O. Box 60517
City of Industry, CA 91716-0517Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
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