No-fee cash back from a large credit union with an 18% APR cap.
Rates, fees and offers
- Regular APR
- Variable APR; see Alliant's rates. Credit union rates are capped at 18%.
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- See issuer terms
- Rewards
- Unlimited 1.5% cash back on every purchase; higher tiers available with qualifying Alliant accounts. Membership required.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Credit union rates are capped at 18%, lower than most bank cards.
Paying and contacting Alliant Credit Union
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Alliant Credit Union cards → · Search all cards
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