Useful only at Amazon: 5% back for Prime members, or special financing on bigger purchases.
Rates, fees and offers
- Regular APR
- 29.49% variable
- Annual fee
- $0
- Promo offers
- Special financing on eligible Amazon purchases (deferred interest).
- Balance transfer fee
- Not available
- Rewards
- 5% back at Amazon with a Prime membership (or financing instead). Only usable at Amazon.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Promotional financing is usually deferred interest: if the promo balance isn't paid in full by the deadline, interest is charged back to the purchase date. With a very high APR and deferred interest on financing, pay promo balances in full before the deadline.
Paying and contacting Synchrony
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Synchrony cards → · Search all cards
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