American Express Blue Business Cash Card

American Express Blue Business Cash Card card art

American Express · Credit card · Business

3.5 Debt Sunset rating vs. other business cards

No-fee 2% cash back on the first $50,000 of business spending each year, with 12 months of 0% on purchases.

Rates, fees and offers

Regular APR
16.99%–28.74% variable
Annual fee
$0
Promo offers
0% intro APR for 12 months on purchases.
Balance transfer fee
Not available
Rewards
2% cash back on the first $50,000 in purchases each year, then 1%.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

Cash back is credited automatically; no redemption steps.

Paying and contacting American Express

Customer service
1-800-528-4800 · 24/7
Pay by mail
American Express
P.O. Box 96001
Los Angeles, CA 90096-8000

Overnight: American Express, Attn: Express Mail Remittance Processing, 20500 Belshaw Ave, Carson, CA 90746

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
American Express Customer Service
P.O. Box 981535
El Paso, TX 79998-1535

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