American Express Blue Cash Everyday

American Express Blue Cash Everyday card art

American Express · Credit card · Cash back

3.5 Debt Sunset rating vs. other cash back cards

No-fee cash back on groceries, online shopping and gas, plus 15 months of 0% intro APR on purchases and balance transfers.

Rates, fees and offers

Regular APR
19.99%–28.99% variable
Annual fee
$0
Promo offers
0% intro APR for 15 months on purchases and balance transfers.
Balance transfer fee
3% of each transfer (see Amex rates & fees)
Rewards
3% cash back at U.S. supermarkets, U.S. online retail and U.S. gas stations (each up to $6,000 a year, then 1%); 1% everything else.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

The 3% categories are capped at $6,000 a year each.

Paying and contacting American Express

Customer service
1-800-528-4800 · 24/7
Pay by mail
American Express
P.O. Box 96001
Los Angeles, CA 90096-8000

Overnight:
American Express
Attn: Express Mail Remittance Processing
20500 Belshaw Ave
Carson, CA 90746

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
American Express Customer Service
P.O. Box 981535
El Paso, TX 79998-1535

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