American Express Blue Cash Preferred

American Express Blue Cash Preferred card art

American Express · Credit card · Cash back

3.5 Debt Sunset rating vs. other cash back cards

Top grocery rewards: 6% at U.S. supermarkets, with a $0 intro annual fee the first year ($95 after).

Rates, fees and offers

Regular APR
19.74%–28.74% variable
Annual fee
$95
Promo offers
0% intro APR for 12 months on purchases and balance transfers. $0 intro annual fee the first year, then $95.
Balance transfer fee
See Amex rates & fees
Rewards
6% cash back at U.S. supermarkets (up to $6,000 a year, then 1%) and on select U.S. streaming; 3% at U.S. gas stations and on transit; 1% everything else.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

Worth the fee if you spend about $30 or more a week on groceries.

Paying and contacting American Express

Customer service
1-800-528-4800 · 24/7
Pay by mail
American Express
P.O. Box 96001
Los Angeles, CA 90096-8000

Overnight:
American Express
Attn: Express Mail Remittance Processing
20500 Belshaw Ave
Carson, CA 90746

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
American Express Customer Service
P.O. Box 981535
El Paso, TX 79998-1535

See all American Express cards → · Search all cards

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