For occasional Delta flyers: a free first checked bag and 2x miles on Delta, dining and groceries, with no fee the first year.
Rates, fees and offers
- Regular APR
- 19.74%–28.74% variable
- Annual fee
- $150
- Promo offers
- $0 intro annual fee the first year, then $150.
- Balance transfer fee
- See Amex rates & fees
- Rewards
- 2x miles on Delta purchases, at U.S. supermarkets and at restaurants worldwide; 1x everything else. First checked bag free on Delta flights.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Not a card for carrying a balance: no intro APR, and interest quickly outweighs miles.
Paying and contacting American Express
- Pay online
- global.americanexpress.com
- Customer service
- 1-800-528-4800 · 24/7
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
- Billing disputes
- American Express Customer Service
P.O. Box 981535
El Paso, TX 79998-1535
See all American Express cards → · Search all cards
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