A no-fee hotel card that earns Hilton points on everyday spending and comes with Silver status.
Rates, fees and offers
- Regular APR
- 19.74%–28.74% variable
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- See Amex rates & fees
- Rewards
- 7x Hilton points at Hilton hotels; 5x at U.S. restaurants, supermarkets and gas stations; 3x everything else. Hilton Silver status.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Hilton points are worth roughly half a cent each, so the multipliers look bigger than they are.
Paying and contacting American Express
- Pay online
- global.americanexpress.com
- Customer service
- 1-800-528-4800 · 24/7
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
- Billing disputes
- American Express Customer Service
P.O. Box 981535
El Paso, TX 79998-1535
See all American Express cards → · Search all cards
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