A luxury travel card with lounge access and a long list of credits, for frequent travelers who will use them.
Rates, fees and offers
- Regular APR
- Charge card: the balance is normally due in full each month. Amex may let you carry some purchases with Pay Over Time, at a variable APR in your card terms.
- Annual fee
- $895
- Promo offers
- None currently advertised
- Balance transfer fee
- Not available (charge card)
- Rewards
- 5x points on flights booked directly with airlines or through Amex Travel and on prepaid hotels through Amex Travel; 1x everything else. Large set of travel, dining and lifestyle credits; airport lounge access.
- Welcome offer
- Welcome offer varies (reported as high as 175,000 points after $12,000 in 6 months); check Amex for yours.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
An $895 fee only makes sense if you use the credits. Never a card for carrying debt.
Paying and contacting American Express
- Pay online
- global.americanexpress.com
- Customer service
- 1-800-528-4800 · 24/7
- Pay by mail
-
American Express
P.O. Box 96001
Los Angeles, CA 90096-8000
Overnight: American Express, Attn: Express Mail Remittance Processing, 20500 Belshaw Ave, Carson, CA 90746Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- American Express Customer Service
P.O. Box 981535
El Paso, TX 79998-1535
See all American Express cards → · Search all cards
Debt Sunset is not affiliated with or paid by any card issuer, and this page is not financial advice. Card names and art belong to their owners. See our Financial Disclaimer.