Flat travel-and-dining rewards that get much richer for Bank of America Preferred Rewards members.
Rates, fees and offers
- Regular APR
- 19.49%–27.49% variable
- Annual fee
- $95
- Promo offers
- None currently advertised
- Balance transfer fee
- See Bank of America terms
- Rewards
- 2 points per $1 on travel and dining; 1.5 points per $1 on everything else. Up to $100 in airline incidental credits a year. Preferred Rewards members earn up to 75% more.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
The $95 fee is offset by up to $100 in airline incidental credits. A rewards card for people who pay in full each month; carrying a balance at this APR costs more than the rewards earn.
Paying and contacting Bank of America
- Pay online
- www.bankofamerica.com
- Customer service
- 1-800-421-2110 · 24/7
- Lost, stolen or fraud
- 800-732-9194
- Pay by mail
-
Bank of America
P.O. Box 15019
Wilmington, DE 19886-5019Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Bank of America
P.O. Box 672050
Dallas, TX 75267-2050
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