Bank of America Premium Rewards Elite

Bank of America Premium Rewards Elite card art

Bank of America · Credit card · Travel, airline & hotel

3.0 Debt Sunset rating vs. other travel, airline & hotel cards

Bank of America's premium card with lounge access and travel and lifestyle credits.

Rates, fees and offers

Regular APR
19.49%–27.49% variable
Annual fee
$550
Promo offers
None currently advertised
Balance transfer fee
See Bank of America terms
Rewards
2 points per $1 on travel and dining; 1.5 points per $1 on everything else. Airline, lifestyle and lounge credits.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

A $550 fee: best for Preferred Rewards clients who use the credits.

Paying and contacting Bank of America

Customer service
1-800-421-2110 · 24/7
Lost, stolen or fraud
800-732-9194
Pay by mail
Bank of America
P.O. Box 15019
Wilmington, DE 19886-5019

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
Bank of America
P.O. Box 672050
Dallas, TX 75267-2050

See all Bank of America cards → · Search all cards

Debt Sunset is not affiliated with or paid by any card issuer, and this page is not financial advice. Card names and art belong to their owners. See our Financial Disclaimer.