No-fee, no-foreign-fee travel card with 1.5 points per dollar and 15 billing cycles of 0% intro APR.
Rates, fees and offers
- Regular APR
- 17.49%–27.49% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 15 billing cycles on purchases and on balance transfers made within 60 days.
- Balance transfer fee
- 3% for the first 60 days, then 5%
- Rewards
- Unlimited 1.5 points per $1 on everything; no foreign transaction fees.
- Welcome offer
- 25,000 online bonus points after $1,000 in purchases in the first 90 days.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Bank of America Preferred Rewards members earn 25%–75% more points.
Paying and contacting Bank of America
- Pay online
- www.bankofamerica.com
- Customer service
- 1-800-421-2110 · 24/7
- Lost, stolen or fraud
- 800-732-9194
- Pay by mail
-
Bank of America
P.O. Box 15019
Wilmington, DE 19886-5019Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Bank of America
P.O. Box 672050
Dallas, TX 75267-2050
See all Bank of America cards → · Search all cards
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