No-fee points on dining and household bills like internet and phone.
Rates, fees and offers
- Regular APR
- Variable APR; see Barclays' rates and terms.
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- Either $5 or 5% of each transfer, whichever is greater
- Rewards
- 3 points per $1 at restaurants; 2 points per $1 on internet, phone, TV and select streaming; 1 point everything else.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
A rewards card for people who pay in full each month; carrying a balance at this APR costs more than the rewards earn.
Paying and contacting Barclays
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Barclays cards → · Search all cards
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