Simple 1.5% cash back from a large Pacific Northwest credit union.
Rates, fees and offers
- Regular APR
- Variable APR; BECU card rates range from 12.49% to 25.49% (as of 9/1/2026). See BECU's rates.
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- See issuer terms
- Rewards
- 1.5% cash back on everyday purchases. Membership required (Washington and nearby states).
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Credit union rates are usually lower than big-bank cards; check your offered APR.
Paying and contacting BECU
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all BECU cards → · Search all cards
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