No-fee flat 1.5% cash back for small businesses, higher for Preferred Rewards members.
Rates, fees and offers
- Regular APR
- 16.74%–26.74% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR on purchases for the first 7 billing cycles.
- Balance transfer fee
- See issuer terms
- Rewards
- Unlimited 1.5% cash back on all purchases; more with Preferred Rewards for Business.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
A business card: you are usually personally liable, and some consumer protections (like the CARD Act's rate-increase rules) may not apply.
Paying and contacting Bank of America
- Pay online
- www.bankofamerica.com
- Customer service
- 1-800-421-2110 · 24/7
- Lost, stolen or fraud
- 800-732-9194
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
- Billing disputes
- Bank of America
P.O. Box 672050
Dallas, TX 75267-2050
See all Bank of America cards → · Search all cards
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