Capital One Savor

Capital One Savor card art

Capital One · Credit card · Cash back

3.5 Debt Sunset rating vs. other cash back cards

No-fee cash back for food and fun: 3% on dining, entertainment, streaming and groceries.

Rates, fees and offers

Regular APR
18.49%–28.49% variable
Annual fee
$0
Promo offers
0% intro APR for 12 months on purchases and balance transfers.
Balance transfer fee
See Capital One rates & disclosures
Rewards
Unlimited 3% cash back on dining, entertainment, streaming and groceries; 5% on travel booked through Capital One Travel; 1% everything else.
Welcome offer
$200 cash bonus after $500 in purchases in the first 3 months.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

A 12-month 0% intro APR covers purchases and balance transfers.

Paying and contacting Capital One

Customer service
1-800-227-4825
Pay by mail
Capital One, Attn: Payment Processing
PO Box 71087
Charlotte, NC 28272-1087

Overnight: Capital One, Attn: Payment Processing, 6125 Lakeview Rd, Suite 800, Charlotte, NC 28269

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
Capital One
Attn: Disputes
P.O. Box 30279
Salt Lake City, UT 84130-0279

See all Capital One cards → · Search all cards

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