Capital One Spark Cash Plus

Capital One Spark Cash Plus card art

Capital One · Charge card · Business

2.5 Debt Sunset rating vs. other business cards

Unlimited 2% cash back for high-spending businesses, with no preset spending limit.

Rates, fees and offers

Regular APR
Charge card: the balance is due in full each month.
Annual fee
$150
Promo offers
None currently advertised
Balance transfer fee
Not available
Rewards
Unlimited 2% cash back on everything. The $150 fee is refunded each year you spend $150,000 or more.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

A charge card: the balance is due in full each month. The $150 fee is refunded in years you spend $150,000 or more.

Paying and contacting Capital One

Customer service
1-800-227-4825
Pay by mail
Capital One, Attn: Payment Processing
PO Box 71087
Charlotte, NC 28272-1087

Overnight: Capital One, Attn: Payment Processing, 6125 Lakeview Rd, Suite 800, Charlotte, NC 28269

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
Capital One
Attn: Disputes
P.O. Box 30279
Salt Lake City, UT 84130-0279

See all Capital One cards → · Search all cards

Debt Sunset is not affiliated with or paid by any card issuer, and this page is not financial advice. Card names and art belong to their owners. See our Financial Disclaimer.