A business card for owners with fair credit, earning 1% cash back.
Rates, fees and offers
- Regular APR
- 28.99% variable
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- See Capital One terms
- Rewards
- Unlimited 1% cash back on every purchase. For businesses with fair credit.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
The APR is high; use it to build business credit and pay in full. A business card: you are usually personally liable, and some consumer protections (like the CARD Act's rate-increase rules) may not apply.
Paying and contacting Capital One
- Pay online
- www.capitalone.com
- Customer service
- 1-800-227-4825
- Pay by mail
-
Capital One, Attn: Payment Processing
PO Box 71087
Charlotte, NC 28272-1087
Overnight: Capital One, Attn: Payment Processing, 6125 Lakeview Rd, Suite 800, Charlotte, NC 28269Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Capital One
Attn: Disputes
P.O. Box 30279
Salt Lake City, UT 84130-0279
See all Capital One cards → · Search all cards
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