Easy travel rewards: 2 miles on every purchase, redeemable against any travel expense, for a $95 annual fee.
Rates, fees and offers
- Regular APR
- 19.49%–28.49% variable
- Annual fee
- $95
- Promo offers
- None currently advertised
- Balance transfer fee
- See Capital One rates & disclosures
- Rewards
- Unlimited 2x miles on every purchase; 5x on hotels, vacation rentals and rental cars booked through Capital One Travel.
- Welcome offer
- 75,000 bonus miles after $4,000 in purchases in the first 3 months.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
A rewards card for people who pay in full; there is no intro APR.
Paying and contacting Capital One
- Pay online
- www.capitalone.com
- Customer service
- 1-800-227-4825
- Pay by mail
-
Capital One, Attn: Payment Processing
PO Box 71087
Charlotte, NC 28272-1087
Overnight: Capital One, Attn: Payment Processing, 6125 Lakeview Rd, Suite 800, Charlotte, NC 28269Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Capital One
Attn: Disputes
P.O. Box 30279
Salt Lake City, UT 84130-0279
See all Capital One cards → · Search all cards
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