Capital One Venture X Business

Capital One Venture X Business card art

Capital One · Credit card · Business

3.0 Debt Sunset rating vs. other business cards

Premium business travel card: 2x miles everywhere, lounge access and a yearly travel credit.

Rates, fees and offers

Regular APR
Charge card: the balance is due in full each month.
Annual fee
$395
Promo offers
None currently advertised
Balance transfer fee
See Capital One terms
Rewards
Unlimited 2x miles on every purchase; 10x on hotels and rental cars and 5x on flights booked through Capital One Business Travel. Lounge access and a yearly travel credit.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

A charge card with a $395 fee. A business card: you are usually personally liable, and some consumer protections (like the CARD Act's rate-increase rules) may not apply.

Paying and contacting Capital One

Customer service
1-800-227-4825
Pay by mail
Capital One, Attn: Payment Processing
PO Box 71087
Charlotte, NC 28272-1087

Overnight: Capital One, Attn: Payment Processing, 6125 Lakeview Rd, Suite 800, Charlotte, NC 28269

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
Capital One
Attn: Disputes
P.O. Box 30279
Salt Lake City, UT 84130-0279

See all Capital One cards → · Search all cards

Debt Sunset is not affiliated with or paid by any card issuer, and this page is not financial advice. Card names and art belong to their owners. See our Financial Disclaimer.