No-fee travel miles with 15 months of 0% on purchases and balance transfers.
Rates, fees and offers
- Regular APR
- 18.49%–28.49% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 15 months on purchases and balance transfers.
- Balance transfer fee
- See Capital One rates & disclosures
- Rewards
- Unlimited 1.25 miles per dollar; 5x on hotels, vacation rentals and rental cars booked through Capital One Travel.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Earns less than Venture but costs nothing. A balance transfer fee applies to transferred balances.
Paying and contacting Capital One
- Pay online
- www.capitalone.com
- Customer service
- 1-800-227-4825
- Pay by mail
-
Capital One, Attn: Payment Processing
PO Box 71087
Charlotte, NC 28272-1087
Overnight: Capital One, Attn: Payment Processing, 6125 Lakeview Rd, Suite 800, Charlotte, NC 28269Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Capital One
Attn: Disputes
P.O. Box 30279
Salt Lake City, UT 84130-0279
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