Financing for medical, dental, vision and vet bills, with no interest if the promo balance is paid in full in time.
Rates, fees and offers
- Regular APR
- 32.99% variable
- Annual fee
- $0
- Promo offers
- No interest if paid in full within 6, 12, 18 or 24 months on qualifying purchases of $200+ (deferred interest), or longer plans at a reduced fixed APR.
- Balance transfer fee
- Not available
- Rewards
- No rewards. For health, dental, vision and veterinary costs at enrolled providers.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Promotional financing is usually deferred interest: if the promo balance isn't paid in full by the deadline, interest is charged back to the purchase date. The standard APR is about 33%. Ask the provider which promo applies and set up payments that clear it before the deadline.
Paying and contacting Synchrony
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Synchrony cards → · Search all cards
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