Rewards organized people who activate 5% quarterly categories, with 15 months of 0% intro APR on purchases and balance transfers.
Rates, fees and offers
- Regular APR
- 18.24%–29.99% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 15 months from account opening on purchases and balance transfers.
- Balance transfer fee
- See Chase pricing & terms
- Rewards
- 5% on rotating quarterly categories (up to $1,500/quarter, activation required); 5% Chase Travel; 3% dining and drugstores; 1% everything else.
- Welcome offer
- $250 bonus after $500 in purchases in the first 3 months.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
The 5% categories change every quarter and must be activated. If you're mainly paying down debt, a flat-rate card is simpler.
Paying and contacting Chase
- Pay online
- www.chase.com
- Customer service
- 1-800-524-3880
- Lost, stolen or fraud
- 1-800-432-3117
- Pay by mail
-
Chase Card Services
P.O. Box 15123
Wilmington, DE 19850-5123Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Customer Service
P.O. Box 15299
Wilmington, DE 19850-5299
See all Chase cards → · Search all cards
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