Chase Sapphire Reserve

Chase Sapphire Reserve card art

Chase · Credit card · Travel, airline & hotel

3.0 Debt Sunset rating vs. other travel, airline & hotel cards

A premium travel card with lounge access and large travel credits for frequent travelers who use the perks enough to offset a $795 fee.

Rates, fees and offers

Regular APR
19.49%–29.99% variable
Annual fee
$795
Promo offers
None currently advertised
Balance transfer fee
See Chase pricing & terms
Rewards
8x points on Chase Travel; 4x flights and hotels booked direct; 3x dining; 1x everything else.
Welcome offer
100,000 points after $6,000 in purchases in the first 3 months.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

Only worth it if you use the credits. Carrying a balance at this APR wipes out any rewards value.

Paying and contacting Chase

Pay online
www.chase.com
Customer service
1-800-524-3880
Lost, stolen or fraud
1-800-432-3117
Pay by mail
Chase Card Services
P.O. Box 15123
Wilmington, DE 19850-5123

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
Customer Service
P.O. Box 15299
Wilmington, DE 19850-5299

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