One of the longest 0% offers available: 21 months on both purchases and balance transfers, with no annual fee. Built for paying off debt.
Rates, fees and offers
- Regular APR
- 18.24%–28.24% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 21 months on purchases and balance transfers.
- Balance transfer fee
- Balance transfer fee applies; see Chase pricing & terms
- Rewards
- No rewards program.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
A strong choice for moving high-interest balances. Divide your balance by 21 and pay at least that each month to finish before the regular APR starts.
Paying and contacting Chase
- Pay online
- www.chase.com
- Customer service
- 1-800-524-3880
- Lost, stolen or fraud
- 1-800-432-3117
- Pay by mail
-
Chase Card Services
P.O. Box 15123
Wilmington, DE 19850-5123Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Customer Service
P.O. Box 15299
Wilmington, DE 19850-5299
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