United Explorer

United Explorer card art

Chase · Credit card · Travel, airline & hotel

3.0 Debt Sunset rating vs. other travel, airline & hotel cards

For United flyers: a free first checked bag, priority boarding and extra miles on United, with no fee the first year.

Rates, fees and offers

Regular APR
19.74%–28.24% variable
Annual fee
$150
Promo offers
$0 intro annual fee the first year, then $150.
Balance transfer fee
See Chase pricing & terms
Rewards
Up to 9x total miles on United flights (with MileagePlus); 3x on other United purchases; 2x dining and hotels booked direct; 1x everything else. Free first checked bag.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

No intro APR. Pay in full to keep the miles worth more than the interest.

Paying and contacting Chase

Pay online
www.chase.com
Customer service
1-800-524-3880
Lost, stolen or fraud
1-800-432-3117
Pay by mail
Chase Card Services
P.O. Box 15123
Wilmington, DE 19850-5123

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
Customer Service
P.O. Box 15299
Wilmington, DE 19850-5299

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