Citi / AAdvantage Business

Citi / AAdvantage Business card art

Citi · Credit card · Business

2.5 Debt Sunset rating vs. other business cards

American Airlines business card with the fee waived the first year.

Rates, fees and offers

Regular APR
Variable APR; see Citi's rates and terms.
Annual fee
$99
Promo offers
$0 annual fee the first year, then $99.
Balance transfer fee
See Citi rates and terms
Rewards
2x miles on American Airlines purchases and select business categories (telecom, car rentals, gas stations); 1x everything else.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

A business card: you are usually personally liable, and some consumer protections (like the CARD Act's rate-increase rules) may not apply.

Paying and contacting Citi

Pay online
online.citi.com
Customer service
1-800-842-6596 · 24/7 (lost/stolen line)
Lost, stolen or fraud
1-800-950-5114
Pay by mail

The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.

Billing disputes
Citi Cards
P.O. Box 6500
Sioux Falls, SD 57117

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