Closed to new applicants: existing accounts keep working
5% back automatically on your top spending category each billing cycle. No longer open to new applicants.
Rates, fees and offers
- Regular APR
- See the issuer’s terms
- Annual fee
- —
- Promo offers
- None currently advertised
- Balance transfer fee
- —
- Rewards
- 5% cash back on your top eligible spend category each billing cycle (up to $500 spent), 1% on everything else.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Citi stopped accepting new applications for the Custom Cash card on May 28, 2026. Existing cardmembers can keep using it. Citi stopped taking applications on May 28, 2026. Existing cards keep working.
Paying and contacting Citi
- Pay online
- citi.com
- Customer service
- 1-800-842-6596 · 24/7 (lost/stolen line)
- Lost, stolen or fraud
- 1-800-950-5114
- Pay by mail
-
CITI CARDS
P.O. Box 70166
Philadelphia, PA 19176-0166Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Citi Cards
P.O. Box 6500
Sioux Falls, SD 57117
See all Citi cards → · Search all cards
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