Citi Strata Premier

Citi Strata Premier card art

Citi · Credit card · Travel, airline & hotel

3.5 Debt Sunset rating vs. other travel, airline & hotel cards

A $95 travel card with 3x on everyday categories like dining, groceries and gas, and points that transfer to airlines.

Rates, fees and offers

Regular APR
Variable APR; see Citi's rates and terms.
Annual fee
$95
Promo offers
None currently advertised
Balance transfer fee
See Citi's terms
Rewards
10x on hotels, car rentals and attractions booked on Citi Travel; 3x on air travel, other hotels, restaurants, supermarkets and gas/EV charging; 1x everything else.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

No intro APR; for people who pay in full.

Paying and contacting Citi

Pay online
online.citi.com
Customer service
1-800-842-6596 · 24/7 (lost/stolen line)
Lost, stolen or fraud
1-800-950-5114
Pay by mail
CITI CARDS
P.O. Box 70166
Philadelphia, PA 19176-0166

Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.

Billing disputes
Citi Cards
P.O. Box 6500
Sioux Falls, SD 57117

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