Flat 1.5x miles, doubled in the first year by Discover's match, with no annual fee and 15 months of 0%.
Rates, fees and offers
- Regular APR
- 17.49%–26.49% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 15 months on purchases and balance transfers.
- Balance transfer fee
- See Discover's rates and fees
- Rewards
- Unlimited 1.5x miles on every purchase; Discover matches all miles earned in the first year.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Miles redeem as a statement credit for travel, so they work like simple cash back. Discover's mailing address for payments depends on where you live. Use the address printed on your statement.
Paying and contacting Discover
- Pay online
- www.discover.com
- Customer service
- 1-800-347-2683 · 24/7
- Pay by mail
-
Discover Financial Services
P.O. Box 6103
Carol Stream, IL 60197-6103Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- General inquiries:
Capital One
P.O. Box 71083
Charlotte, NC 28272-1083
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