Special financing on Home Depot purchases of $299 or more. Only usable at The Home Depot.
Rates, fees and offers
- Regular APR
- 29.99% variable
- Annual fee
- $0
- Promo offers
- Deferred-interest financing for 6 to 24 months on purchases of $299 or more (terms vary by purchase and promotion).
- Balance transfer fee
- Not available
- Rewards
- No rewards; special financing only. Only usable at The Home Depot.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Promotional financing is usually deferred interest: if the promo balance isn't paid in full by the deadline, interest is charged back to the purchase date. Treat deferred interest like a hard deadline: divide the purchase by the promo months and pay at least that each month.
Paying and contacting Citi
- Pay online
- online.citi.com
- Customer service
- 1-800-842-6596 · 24/7 (lost/stolen line)
- Lost, stolen or fraud
- 1-800-950-5114
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
- Billing disputes
- Citi Cards
P.O. Box 6500
Sioux Falls, SD 57117
See all Citi cards → · Search all cards
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