Pick your own 3x category each quarter, with no annual fee.
Rates, fees and offers
- Regular APR
- 15.49%–27.49% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 12 months on balance transfers made in the first 90 days.
- Balance transfer fee
- See issuer terms
- Rewards
- 3x points in one category you choose each quarter (up to a quarterly cap); 1x everything else.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Huntington also offers a Voice Low Rate version for people who carry a balance.
Paying and contacting Huntington Bank
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Huntington Bank cards → · Search all cards
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