No-fee cash back that rises for KeyBank relationship customers.
Rates, fees and offers
- Regular APR
- 20.74%–27.74% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 12 billing cycles on balance transfers made in the first 60 days.
- Balance transfer fee
- See issuer terms
- Rewards
- Cash back on every purchase, up to 2% with qualifying KeyBank relationships.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Regional bank cards often reward having a checking account with the bank; check the relationship bonuses.
Paying and contacting KeyBank
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all KeyBank cards → · Search all cards
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