Macy's Credit Card

Macy's Credit Card card art

Citi · Credit card · Store & shopping

2.0 Debt Sunset rating vs. other store & shopping cards

Extra discounts and Star Rewards for frequent Macy's shoppers.

Rates, fees and offers

Regular APR
32.74% variable
Annual fee
$0
Promo offers
None currently advertised
Balance transfer fee
Not available
Rewards
Macy's Star Rewards points and extra discounts at Macy's.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

At about 32.7% APR, any balance left here should be a top payoff priority.

Paying and contacting Citi

Pay online
online.citi.com
Customer service
1-800-842-6596 · 24/7 (lost/stolen line)
Lost, stolen or fraud
1-800-950-5114
Pay by mail

The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.

Billing disputes
Citi Cards
P.O. Box 6500
Sioux Falls, SD 57117

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