5% back in rewards at Best Buy, or special financing on bigger electronics purchases.
Rates, fees and offers
- Regular APR
- 27.74%–30.74% variable
- Annual fee
- $0
- Promo offers
- Deferred-interest financing on qualifying Best Buy purchases (terms vary by promotion).
- Balance transfer fee
- Not available
- Rewards
- 5% back in rewards at Best Buy (or financing instead). The store card only works at Best Buy; the Visa version works everywhere.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Promotional financing is usually deferred interest: if the promo balance isn't paid in full by the deadline, interest is charged back to the purchase date. Financing is deferred interest: miss the payoff deadline and interest is charged back to the purchase date.
Paying and contacting Citi
- Pay online
- online.citi.com
- Customer service
- 1-800-842-6596 · 24/7 (lost/stolen line)
- Lost, stolen or fraud
- 1-800-950-5114
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
- Billing disputes
- Citi Cards
P.O. Box 6500
Sioux Falls, SD 57117
See all Citi cards → · Search all cards
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