Walmart's card, managed in the OnePay app, with up to 5% back at Walmart.
Rates, fees and offers
- Regular APR
- Variable APR set at approval (Prime Rate plus a margin); see OnePay's terms.
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- See issuer terms
- Rewards
- Up to 5% cash back at Walmart and lower rates everywhere else, managed in the OnePay app.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Store cards often have very high APRs. Pay the balance in full each month, or pay it off first if you're working down debt.
Paying and contacting Synchrony
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Synchrony cards → · Search all cards
Debt Sunset is not affiliated with or paid by any card issuer, and this page is not financial advice. Card names and art belong to their owners. See our Financial Disclaimer.