Flat 2% cash back with no annual fee and 15 months of 0% on balance transfers.
Rates, fees and offers
- Regular APR
- 18.49%–28.49% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 15 months on balance transfers made in the first 90 days.
- Balance transfer fee
- See issuer terms
- Rewards
- Unlimited 2% cash back on qualifying purchases.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
The 0% offer is for balance transfers made in the first 90 days. Regional bank cards often reward having a checking account with the bank; check the relationship bonuses.
Paying and contacting PNC Bank
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all PNC Bank cards → · Search all cards
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