1.5% cash back with 12 months of 0% on purchases and balance transfers.
Rates, fees and offers
- Regular APR
- 19.24%–29.24% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR for 12 months on purchases, and on balance transfers made in the first 60 days.
- Balance transfer fee
- See issuer terms
- Rewards
- 1.5% cash rewards on everyday purchases.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Regional bank cards often reward having a checking account with the bank; check the relationship bonuses.
Paying and contacting Regions Bank
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Regions Bank cards → · Search all cards
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