For Sam's Club members: 5% back on gas anywhere and 3% on dining.
Rates, fees and offers
- Regular APR
- 20.15%–28.15% variable
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- See Synchrony's terms
- Rewards
- 5% on gas anywhere (first $6,000 a year), 3% dining and takeout, 1% everything else, paid as Sam's Cash. Requires a Sam's Club membership.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Rewards are paid as Sam's Cash for use at Sam's Club.
Rewards are paid as Sam's Cash for use at Sam's Club.
Rewards are paid as Sam's Cash for use at Sam's Club.
Rewards are paid as Sam's Cash for use at Sam's Club.
Rewards are paid as Sam's Cash for use at Sam's Club.
Rewards are paid as Sam's Cash for use at Sam's Club.
Rewards are paid as Sam's Cash for use at Sam's Club.
Rewards are paid as Sam's Cash for use at Sam's Club.
Rewards are paid as Sam's Cash for use at Sam's Club.
Paying and contacting Synchrony
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Synchrony cards → · Search all cards
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