A low-rate card with no balance transfer fee for California school employees.
Rates, fees and offers
- Regular APR
- 12%–17.9% variable
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- None
- Rewards
- No rewards: a low-rate card with no balance transfer, cash advance or annual fees. Membership for California school employees and their families.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
With no transfer fee and an APR capped under 18%, it can beat 0% offers that charge 3%–5% to transfer.
Paying and contacting SchoolsFirst FCU
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all SchoolsFirst FCU cards → · Search all cards
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