Target Circle Card

Target Circle Card card art

TD Bank · Credit card · Store & shopping

2.5 Debt Sunset rating vs. other store & shopping cards

5% off at Target on every purchase. The credit version works only at Target.

Rates, fees and offers

Regular APR
27.4% variable
Annual fee
$0
Promo offers
None currently advertised
Balance transfer fee
Not available
Rewards
5% off every purchase at Target and Target.com; extended returns and free shipping.

Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗

Notes

Target also offers a debit version that draws from your bank account and charges no interest.

Paying and contacting TD Bank

Pay by mail

The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.

See all TD Bank cards → · Search all cards

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