Flat 2% cash back with no annual fee and a 15-cycle 0% balance transfer offer.
Rates, fees and offers
- Regular APR
- 18.49%–28.49% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR on balance transfers for 15 billing cycles and on purchases for 12 billing cycles.
- Balance transfer fee
- See issuer terms
- Rewards
- Unlimited 2% cash back on all eligible purchases (1% when you buy, 1% more when you redeem into a TD account).
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Getting the full 2% requires redeeming into a TD deposit account.
Paying and contacting TD Bank
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all TD Bank cards → · Search all cards
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