5% back in rewards certificates at T.J. Maxx, Marshalls, HomeGoods and sister stores.
Rates, fees and offers
- Regular APR
- 30.49% variable
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- Not available
- Rewards
- 5% back in rewards certificates at T.J. Maxx, Marshalls, HomeGoods, Sierra and HomeSense.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Store-only card with an APR around 30%. The Mastercard version also works elsewhere.
Paying and contacting Synchrony
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Synchrony cards → · Search all cards
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