For regular Ulta shoppers who want extra Ulta Beauty Rewards points on beauty purchases.
Rates, fees and offers
- Regular APR
- 22.49%–31.49% variable
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- Not available
- Rewards
- Bonus Ulta Beauty Rewards points at Ulta; the Mastercard version also earns points everywhere else.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
The APR is very high. Store rewards only pay off if you clear the balance every month.
Paying and contacting Bread Financial
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all Bread Financial cards → · Search all cards
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