Premium United card that includes United Club lounge membership.
Rates, fees and offers
- Regular APR
- 19.74%–28.24% variable
- Annual fee
- $695
- Promo offers
- None currently advertised
- Balance transfer fee
- Either $5 or 5% of each transfer, whichever is greater
- Rewards
- 4x miles on United purchases; 2x on travel and dining; 1x everything else. United Club membership and free checked bags.
- Welcome offer
- Earn up to 90,000 bonus miles after qualifying activities
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
At $695 a year this only makes sense if you use the lounges often. A rewards card for people who pay in full each month; carrying a balance at this APR costs more than the rewards earn.
Paying and contacting Chase
- Pay online
- www.chase.com
- Customer service
- 1-800-524-3880
- Lost, stolen or fraud
- 1-800-432-3117
- Pay by mail
-
Chase Card Services
P.O. Box 15123
Wilmington, DE 19850-5123Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Customer Service
P.O. Box 15299
Wilmington, DE 19850-5299
See all Chase cards → · Search all cards
Debt Sunset is not affiliated with or paid by any card issuer, and this page is not financial advice. Card names and art belong to their owners. See our Financial Disclaimer.