No-fee United card with 12 months of 0% on purchases.
Rates, fees and offers
- Regular APR
- 19.74%–28.24% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR on purchases for the first 12 months.
- Balance transfer fee
- Either $5 or 5% of each transfer, whichever is greater
- Rewards
- 2x miles on United purchases, at gas stations and on local transit and commuting; 1x everything else.
- Welcome offer
- Earn up to 40,000 bonus miles after qualifying activities
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
The 0% period covers purchases only. Best for people loyal to this airline. A rewards card for people who pay in full each month; carrying a balance at this APR costs more than the rewards earn.
Paying and contacting Chase
- Pay online
- www.chase.com
- Customer service
- 1-800-524-3880
- Lost, stolen or fraud
- 1-800-432-3117
- Pay by mail
-
Chase Card Services
P.O. Box 15123
Wilmington, DE 19850-5123Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Customer Service
P.O. Box 15299
Wilmington, DE 19850-5299
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