No-fee travel card with 4x on travel and gas and 15 billing cycles of 0% on purchases and balance transfers.
Rates, fees and offers
- Regular APR
- Variable APR; see U.S. Bank's rates and terms.
- Annual fee
- $0
- Promo offers
- 0% intro APR for the first 15 billing cycles on purchases and balance transfers.
- Balance transfer fee
- 5% of each transfer ($5 minimum)
- Rewards
- 5x on prepaid hotels and car rentals booked in the Travel Center; 4x on travel and at gas/EV charging (first $1,000 a quarter); 2x dining, streaming and groceries; 1x everything else.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
The 4x gas and EV category is capped at $1,000 a quarter.
Paying and contacting U.S. Bank
- Customer service
- 1-800-285-8585 · 24 hours (24-Hour Cardmember Service)
- Pay by mail
-
Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408
Overnight:
3180 Rider Trail S
Attn: 790408
Earth City, MO 63045Always check this against the payment address on your own statement: issuers use different addresses by region and product, and a payment mailed to the wrong address can arrive late.
- Billing disputes
- Cardmember Service
P.O. Box 6335
Fargo, ND 58125-6335
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