No-fee business cash back with 3% in common business categories and 12 billing cycles of 0%.
Rates, fees and offers
- Regular APR
- 17.24%–26.24% variable
- Annual fee
- $0
- Promo offers
- 0% intro APR on purchases and balance transfers for 12 billing cycles.
- Balance transfer fee
- See issuer terms
- Rewards
- 3% cash back at gas stations, EV charging, office supply stores, cell phone service and restaurants; 1.5% everything else.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
A business card: you are usually personally liable, and some consumer protections (like the CARD Act's rate-increase rules) may not apply.
Paying and contacting U.S. Bank
- Customer service
- 1-800-285-8585 · 24 hours (24-Hour Cardmember Service)
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
- Billing disputes
- Cardmember Service
P.O. Box 6335
Fargo, ND 58125-6335
See all U.S. Bank cards → · Search all cards
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