Simple 1.5% cash back with no annual fee for USAA members (military, veterans and their families).
Rates, fees and offers
- Regular APR
- 16.15%–28.15% variable
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- See USAA's terms
- Rewards
- Unlimited 1.5% cash back on everything.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
USAA membership is required (military members, veterans and their eligible families). Membership in USAA is required. Check the current intro offer when you apply.
Paying and contacting USAA
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
See all USAA cards → · Search all cards
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