Rewards and financing offers on Wayfair and its sister brands.
Rates, fees and offers
- Regular APR
- Variable APR; see Citi's rates and terms.
- Annual fee
- $0
- Promo offers
- None currently advertised
- Balance transfer fee
- See Citi rates and terms
- Rewards
- Rewards back on Wayfair, Joss & Main, AllModern, Birch Lane and Perigold purchases. A Mastercard version also earns everywhere else.
Checked September 26, 2026. Offers and rates change often, and your APR depends on your credit. See the issuer’s current terms ↗
Notes
Store cards often have very high APRs. Pay the balance in full each month, or pay it off first if you're working down debt.
Paying and contacting Citi
- Pay online
- online.citi.com
- Customer service
- 1-800-842-6596 · 24/7 (lost/stolen line)
- Lost, stolen or fraud
- 1-800-950-5114
- Pay by mail
-
The issuer doesn’t publish one address for everyone. Use the payment address printed on your statement.
- Billing disputes
- Citi Cards
P.O. Box 6500
Sioux Falls, SD 57117
See all Citi cards → · Search all cards
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